Alchemy Pay, the world’s leading provider of integrated fiat and crypto payment solutions, launches investment platform Fiat to RWA. This is the first globally available product that provides direct access to tokenized assets using fiat currency.
The xStocks-integrated fiat-to-RWA investment platform allows users to buy tokenized US stocks and ETFs directly in local currency. You will also be granted access to over 60 tokenized stocks including Apple, Tesla, Circle, Coinbase, and SPY.
The payment methods available are diverse: Visa, Mastercard, Apple Pay, Google Pay, Sepa, and over 50 local options. New integrations include everything from mobile wallets to bank transfers in over 170 countries.
Alchemy Pay offers convenient access and real benefits
The new platform will integrate tokenized stocks issued and backed by xStocks. Each of these tokens is backed by stocks held by banks and regulated institutions. Additionally, benefits such as dividends and splits are reflected. With low purchase limits starting from just $1. Users will have access to major assets in the United States.
To ensure regulated pricing, Alchemy Pay collects real-time data from institutional sources such as Backed, Kraken, and licensed US stock market data providers. Its trading infrastructure is designed to provide 24/7 access to strategic partners that guarantee reliability, liquidity, and availability.
Compared to exclusively distributed RWA solutions, Alchemy Pay provides stronger access with stronger liquidity and regulatory compliance. On the other hand, the integration of fiat payments makes a difference, allowing users to skip the step of converting to cryptocurrency first.
From Fiat to RWA: Building on strategic alliances
The transition from fiat to RWA comes after the announcement of Alchemy Pay's partnership with Backed and the integration of xStocks. The collaboration combines Alchemy Pay's fiat access infrastructure with Backed's regulated token issuance capabilities to facilitate a comprehensive investment solution.
As part of the xStocks alliance with Solana, Kraken, Bybit, and Chainlink, Alchemy Pay expands users' access to real-world tokenized stocks beyond traditional financial systems.
Riding the RWA wave
The launch comes amidst the rise of tokenization of real-world assets. According to Binance Research, RWA market will grow by over 260% in the first half of 2025more than $23 billion. Regulatory clarity (such as the recent passage of the GENIUS Act in the U.S. Senate and updated guidance from the SEC) is accelerating institutional and retail interest in blockchain-based financial products.
Large companies such as Robinhood and Kraken have recently expanded into tokenized stocks, further increasing the effectiveness of this sector. Backed's xStocks alone has over $4 billion in CEX+DEX trading volume.
Introduction from Fiat to RWA This represents a significant advance in global financial access. Legacy systems, high barriers to entry and jurisdictional barriers have historically excluded many users, particularly in emerging markets, from investing in global equities. Alchemy Pay bridges that gap by combining tokenization with local fiat payment support.
The ability to purchase tokenized stocks such as Circle and Tesla through local payment channels is a pioneering service and aligns with Alchemy Pay's ambition to become a global financial access center.
About Alchemy Pay
Founded in 2017, Alchemy Pay is a payment gateway that seamlessly connects cryptocurrencies with traditional fiat currencies for businesses, developers, and end users. Its services include: on-ramp and off-ramp Web3 Digital Bank, NFT Checkout, New RWA Platform, Alchemy Pay supports fiat payments in 173 countries.
The platform is a comprehensive solution for buying and selling cryptocurrencies using local currency and can be easily integrated with platforms and apps depending on your needs.
For more information, please visit our official channel.
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