Above August 22, 2025Heisen was obtained from the following regulation green light Bermuda Monetary Bureau (BMA) Fully secured issuance license Multicurrency stablecoins.
In this regard, the path opens B2B Solutions for international payments and supply chain financing. (Source: Coindesk)
Data collected from market analysis conducted between May and July 2025 shows that the proof of concept of the B2B Stablecoin solution shows significant improvements in payment times and flow adjustments.
Industry analysts have observed that the combination of complete segregation of reserves and regular reporting is one of the determinants of corporate recruitment, particularly in the case of trade finance that involves multiple jurisdictions.
For a link between macroeconomic context and trade finance, see the analysis of international organizations such as the IMF and ICC. (Source: IMF – Fintech, ICC – Trade Finance Gap)
What a license covers and why it relates to it
The license is within the scope of http:///glossario/digital-asset-business-act (daba) and Issuance, operational management, and reimbursement of Stablecoin and 1:1 collateral Fiat Currency, with Stringent Transparency Control and cyclical audit.
It should be noted that on a practical level, this allows Heysen to build a regulated payment. Trade Finance Equipment with measurable advantages in settlement time, cost and cash flow visibility. (Source: BMA – Digital Assets)
How Haycen's Stablecoins work
The model includes a fixed token Multiple currencies Preparation held together with the agency partner.
An interesting aspect is the release of British Pound (GBP)and then progressive expansion to other currencies continues, maintaining constraints Complete coverage and Report Standards in line with BMA requirements. Options yield It has also been studied to be compatible with regulatory frameworks without compromising fluidity under stress conditions.
For technical insights, please refer to the Operations Guide on Custody and Reporting Standards available in our Resources section.
Main characteristics
- collateral: Separated Fiat reserves of institutional managers (e.g., Northern Trust) in independent audits.
- Multicurrency: First boot GBP Subsequently, the expansion into other major currencies.
- Target market: Non-bank lendersregulated agencies, and B2B customer.
- the purpose:support Cross-border paymentsquick adjustment, and Working capital tool.
- operation: Issuance and reimbursement On-chain with real-time fiat funds nearby.
Important data
- License date: August 22, 2025.
- Regulatory Framework: Digital Asset Business Act 2018 and BMA guidelines for regulated digital assets (BMA – digital assets).
- Coverage scheme: 100% isolated Fiat. Public reports on regular audits and reserves.
- Supervision: Consigned to an institutional partner, referring to the Northern Trust for custody of the Fiat Fund.
- roll out: Currently in progress, there are progressive extensions to more currencies and B2B use cases.
- Stablecoin Market: For updated data and dates of detection, see Coingecko and Sector Analysis published by international organizations such as the IMF. (IMF – Fintech).
Editor's Note: Without further official statements from Haycen and confirmation of specific operational details, some information (timeline, operating rates, direct stocks) will require further verification and updates as soon as it is available.
Why it's important for B2B trade finance
In international trade, the combination of Programmable payments, Instant paymentand Spare transparency It reduces friction in managing your invoices, letters of credit, and pro-discounts.
for Small and Medium Enterprises and Non-bank lenders,This leads to rapid access to fluidity and standardized tools, and reliance on intermediaries and dependence on reliance on intermediaries. exchange Variation. In this context, standardization of on-chain processes represents a critical component. (Source: Coindesk)
More efficient international payments
- Reduce costs: Reduced commission impact and reduced unnecessary currency conversions.
- speed: Payment with faster adjustments in near real time.
- Open 24/7: Payments and redemptions can also be made outside of traditional banking industry.
- FX Net: Possibility to offset positions with multiple currencies and reduce the number of intermediate steps.
Transparency, security, and governance
The proposal is emphasized Full reserve, Separation The funds, Independent auditand Public Reportan essential element for building trust among corporate users.
Director of BMA Also, I will impose Risk Management Process, operational continuity planning, and control redemption The mechanism helps reduce the risk of discrepancies between tokens and protected areas.
Residual risk and how they are mitigated
- Preparation: Conservative policy adoption and continuous monitoring of liquidity is fundamental.
- Custodian concentration: Risks are mitigated by legal separation of funds by entrusting custody to multiple agencies.
- Market stressResilience test and activation of dedicated fluidity lines in the case of: redemption peak.
- Technical risks: Regular code audits and strict checks of smart contracts.
- Regulations: The adoption of international standards is necessary to ensure interoperability and in the future you will need to ensure possible regulatory passports with other markets.
Bermuda in Global Context
The archipelago has established a clear regulatory path Digital assets Based on DABA, we position ourselves as a reliable alternative to our major financial hubs.
This clarity represents a competitive advantage over markets where regulations are still defined or evolved in terms of reserve, audit, and governance requirements. It must be said that the predictability of such regulations is an important factor for operators. (Source: Global Legal Insights)
Impact on markets and outlook
Heysen's Entry Stablecoin for trade finance The segment stimulates new product offerings, encourages partnerships with banks, Fintech Accelerate the standardization of businesses, and supply chain and international payments on-chain tools.
In the short term, it is also assumed that application horizons will expand, including factoring programs and securitizing tokenized credits, to increase transparency into performance data. (Data to be verified)
FAQ
Does the license require full coverage from stablecoins?
yes. You need a BMA framework Complete collateral Independent verification performance and redemption processes that match reserves. (Source: BMA – Digital Assets)
Who can use Haycen's solution?
The solution is for regulation B2B operator, Non-bank lendersfinancial institutions and businesses Cross-border payments Flow and Identification Working capital needs.
When is operational launch expected?
The development is now In progress It is gradually activated for additional currency and use cases. Detailed timing is communicated through Haycen's official channel.
Conclusion
in Bermuda Stab Coin LicenseHaycen is located to offer a B2B Stablecoin solution focused on payments. International Trade Funds.
Thank you for Issuance of regulations, 1:1 collateraland institutional custody adoption, the project could accelerate the adoption of both digital devices. Small and Medium Enterprises And large companies are helping to make on-chain trade financing more efficient and transparent. (Source: Coindesk)
