According to Cex.io, Stablecoin adoption among retail users sets a new record this year, with trading volumes already exceeding last year's total.
According to data from Visa and Allium cited in the report, transactions under $250 were counted, exceeding $5.844 billion in August alone. With nearly four months remaining a year, 2025 has already been the busiest time for Stablecoin transfers at the consumer level.
The figure highlights Stablecoins, a group of cryptographic groups tied to Fiat currencies like the US dollar, and points out that it is increasingly integrated into everyday financial activities, from cross-border remittances to microtransactions.
Research data from emerging markets has intensified this photo by asking over 2,600 consumers in Nigeria, India, Bangladesh, Pakistan and Indonesia. The majority of respondents said they turned to Stubcoin to avoid bank fees and slow transfers, the report said. Almost 70% of them reported using cheaper recoins than last year, with over three-quarters expecting their use to continue to increase, the report said.
Findings on the motivations of stubcoins in emerging countries. (cex.io)
Ethereum's profits, Tron will retreat
The distribution of activity between blockchains is shifting, the report said. Tron TRX$0.3273 Due to the low fees and widespread support for Tether's USDT (USDT), blockchain, traditionally popular for retail transmission, has given up on market share. Monthly transactions fell by 1.3 million, a 6% drop, with the volume growth lagging behind its nearest competitors.
Instead, Binance Smart Chain (BSC) emerged as the biggest option for retail users, earning nearly 40% of retail stability activity, the report says. Network transaction counts increased by 75% this year, while transfer volumes increased by 67%. Much of the momentum came after Binance listed USDT in March for European users and revival of MemeCoin trading at BSC's Pancakeswap.
The Ethereum complex, which combines base chains and layer 2 networks, accounts for more than 20% of transfer volume and 31% of transaction counts, the report says. While the L2S had a large amount of small transfers, the mainnet enjoyed a significant increase in the retail segment. The mainnet's $250 transfer saw a rise in volume by 81% and counts by 184%.
Although Ethereum has been used primarily for large transactions due to its high prices, transaction costs have fallen by more than 70% over the past year, with mainnet transactions becoming more competitive even in the $250 range.
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