Apart from Bitcoin (BTC), the most successful product in the crypto sector is Stubcoin, with a market capitalization of $251.333 billion. As tokenized dollars traverse the blockchain, Stablecoins creates more practical and accessible decentralized applications (DAPPs) such as exchanges and loans.
Furthermore, Stablecoins are the fastest and most cost-effective way to move money internationally, given that they rely solely on blockchain networks. And now, with the anti-crypto Biden administration gone, the de-filing of the crypto sector is no longer possible. The Genius Act, Stablecoins' first regulatory framework, already passed the US Senate last Tuesday.
Fintech company Fiserv (NYSE: FI), supported by institutional acceptance, is leading the first major revitalization move. On Tuesday, Fiserv unveiled its own Stablecoin Fiusd in a partnership with notable Paxos and Circle Internet Group at USDC Stablecoin. The fastest blockchain network, Solana (SOL), brings Fisud to Fiserv clients, covering around 10,000 financial institutions of 6 million merchants.
The question is how investors can gain exposure from the new Stablecoin revolution.
Robinhood Markets Inc. (NASDAQ: HOOD)
Robinhood Brokerage is known for its financial innovation, which removes the Stock Trade Commission. Many of them are also familiar with the Crypto sector, which is being promoted by Robinhood Crypto, a subsidiary of Robinhood Markets.
In November 2024, Robin Hood joined the Global Dollar Network Consortium along with Kraken Exchange, Galaxy Digital, Anchorage Digital, Bullish, Nuvei, and Paxos. The consortium's stub coins are USDG and are fixed in the dollar at a 1:1 ratio.
Most recently, on Tuesday, Global Dollar Network received its largest member to date, MasterCard. The payment giant will further support not only PayPal's Pyusd, but Fiserv's Fiusd Stablecoin. Previously, MasterCard only supported Circle's USDC.
While all consortium members share the revenue generated by the Stablecoin ecosystem, Robinhood also benefits from the USDG with its 24/7 settlement capabilities. This will improve the efficiency of the company.
Ending in April of the first quarter of 2025, Robinhood improved its 115% margin book to a new $8.8 billion record from the previous year. The company's net profit for the 24th to 25th quarter increased from 25% to 36%, while its net profit provided a net profit of $336 million, up 114% year-on-year.
Hood stocks have grown 114% since the start of the year, and are currently selling at $84.72 against an average of $38.63 per share for 52 weeks. According to WSJ's forecast data, the average food price target is $67.95, with $105 as the price cap and $43 as the bottom.
Fiserv Inc. (NYSE: FI)
Apart from the recent FIUSD Stablecoin development, Wisconsin-based Fiserv is making money through end-to-end fintech solutions. Specifically, through digital banking, promotion of payments, regulatory compliance, POS (sales of POS (POS) devices, and processing of card issuers).
The majority of Fiserv's revenue comes from merchant's payment processing fees. In its latest 2025 revenue report, which closes in March, Fiserv generated revenue of $5.133 billion, up 5% from the same period last year.
The company's merchant solutions division has led to a 6% increase in the financial solutions division, following its largest organic growth rate of 8%. For the full year of 2025, Fiserv expects to see a 15%-17% adjustment of earnings per share (EPS) growth to the $10.10-$10.30 range.
FI stocks have fallen 16% and are currently selling at $172.59 against a 52-week average of $191.90 per share. The average FI price target is $219.50, which is well above current price levels. The bottom outlook for FI stock is $145, with ceiling price of $268 per share.
According to Deloitte's 2025 US retail outlook, the biggest challenges faced by merchants are retail theft, price wars and rising costs due to regulations. However, the overall revenue CAGR is expected to rise 4.3% between 2024 and 2026.
Circle Internet Group, Inc. (NYSE: CRCL)
In early June, CRCL shares noted that, with the exception of personally held tethers (issuer of USDT), CRCL shares are the main beneficiaries of Stablecoins' renewed interest. And after the cancellation of the official US Central Bank Digital Currency (CBDC), regulated stubcoins serve as a key factor in the US Treasury demand.
A week ago, both CRCL and Coinbase (NASDAQ: COIN) surged once again after the Senate-mediated Genius Act was passed.
On Monday, Circle also formed a strategic partnership with Fiserv. The company is a competitor of Stablecoin with FIUSD, but Fiserv requires the circle's existing Stablecoin infrastructure, allowing borderless payments.
After Circle's public debut in early June, CRCL shares have grown nearly 60% in a week, and are now at a price of $250 per share. Currently there are no reliable price targets for CRCL stocks.
Disclaimer: The author does not or has the position of the securities discussed in the article. All stock prices were quoted at the time of writing.
